Ryan M. Henderson serves as coverage and litigation counsel to both domestic and international insurers in a variety of coverage matters. Ryan has represented insurers in state and federal courts throughout the United States in various matters involving general liability and professional liability matters, including D&O, E&O, and EPL coverage. Ryan has also worked on matters involving bad faith, rescission, reformation in professional liability and commercial general liability insurance.

Ryan has extensive experience investigating complex claims and evaluating coverage and liability, monitoring claims and case oversight and resolution in areas, including D&O, lawyers E&O, insurance brokers E&O, title agents E&O, environmental, toxic tort, and product liability. He has considerable experience handling coverage issues arising out of consumer class actions, including those stemming from the Telephone Consumer Protection Act (TCPA), the Fair Credit Reporting Act (FCRA), and the Fair and Accurate Credit Transactions Act (FACTA). Ryan also has extensive experience in general litigation matters and reinsurance disputes.

Representative Matters

The Marbella Condominium Assoc. v. RSUI Indemnity Co. , 2017 WL 395301 (S.D. Fla. 2017) Obtained judgment on the pleadings for D&O insurer on the Insured v. Insured exclusion.

Landmark Am. Ins. Co. v. Hilger, 838 F.3d 821 (7th Cir. 2016) Obtained reversal of district court ruling for professional liability insurer where the court held that the insurer was entitled to introduce evidence outside of complaints in underlying action to support position that it had no duty to defend or indemnify purported independent contractor in underlying fraud action.

RSUI Indemnity Co. v. Attorney’s Title Insurance Fund Inc., et al., 2016 WL 7042960 (M.D. Fla. 2016) Obtained summary judgment for D&O insurer where court found no duty to cover an underlying $40 million consent judgment arising from claims of real estate fraud because underlying claim shared same factual basis and was related to prior counterclaim that was “first made” before the policy’s inception. 

RSUI Indemnity Co. v. Desai, et al., 2014 WL 4347821 (M.D. Fla. 2014)Obtained partial summary judgment for D&O insurer where the court found that a search and seizure warrant/criminal investigation was not “a Claim for a Wrongful Act.”

Penzer v. Transportation Ins. Co., 509 F.Supp.2d 1278 (S.D. Fla. 2007)Obtained summary judgment for CGL insurer where the court held that insured's transmission of unsolicited commercial advertisements by facsimile in violation of the TCPA did not violate right to privacy within policy's advertising injury coverage.

Mallinckrodt v. Certain Underwriters at Lloyds927 N.E.2d 347 (5th Dist. May 5, 2006), Environmental coverage action dismissed on forum non conveniens grounds in favor of insurers' competing action in another jurisdiction.