Zelpha Williams advises insurers and reinsurers on complex insurance coverage and reinsurance matters. Her practice includes matters arising under commercial general liability, commercial auto, commercial property, inland marine, excess, and public entity liability policies, among others. Her work spans construction, transportation, first-party property, pollution, and public entity matters, as well as bodily injury and property damage claims. She also advises clients on additional insured and contractual indemnity issues, priority of coverage, trigger and allocation, and other questions affecting defense and indemnity obligations.

Prior to joining BatesCarey, Zelpha worked for a boutique insurance law firm. During law school, she served as a judicial extern for Justice Mary Mikva of the Illinois Appellate Court, First District, and as a legal extern for a prominent law firm in Chicago.

Zelpha earned her J.D. from the Chicago-Kent College of Law.

Recognized in Best Lawyers: Ones to Watch® in America, Insurance Law (2026-Present)

Listed in Illinois Super Lawyers as a Rising Star (2025-Present)