John A. Husmann is partner who concentrates his practice in the areas of insurance coverage, consulting and litigation, and reinsurance. His practice is focused on advising and representing insurers and reinsurers in coverage disputes with a particular emphasis on managed care liability, environmental contamination, asbestos exposure and construction defect claims. John has also represented insurers in complex insurance coverage litigation through the United States involving health provider malpractice, premises liability, product liability, bad faith, intellectual property and catastrophic personal injury claims. He has advised claims professionals in the handling of CGL, Excess and Umbrella, Errors and Omissions, Personal Lines and Professional Liability claims. John also has experience advising underwriting professionals in preparing manuscript policy forms.


"Construction Defect Coverage Recap for 1st Quarter," Law360 (April 18, 2014)

"Construction Defect Coverage Summary 2013: The Business Risks Shift To Insurers," 10 Mealey's Litigation Report: Construction Defect Insurance, No. 11 (December 2013)

Representative Matters

Rockhill Ins. Companies v. CSAA Ins. Exchange, Case No. 3:17-cv-00496-HDM-WGC (D. Nevada), affirmed No. 19-16716 (9th Cir. 2020) Claim seeking over $2.5 million for negligent spraying of Sporicidin excluded by general liability mold exclusion, and no bad faith under Contractor’s Pollution coverage where claimant never made settlement demand within the eroding limits of the pollution coverage, and where Rockhill’s settlement offers traced the advice of defense counsel.

National Surety Corp. v. First Specialty Insurance Corp., 2016 WL 7057503 (N.J. Super. Ct.) appeal dismissed A-001554-16T1 (N.J. Super. Ct. App. Div. May 1, 2017). Obtained summary judgment in favor of primary insurer establishing that the insurer could use its discretion to settle on behalf of one of two sets of Additional Insureds, and that doing so would extinguish the duty to defend all remaining insureds and Additional Insureds.

Bituminous Cas. Corp. v. Isles, et al., 2013 IL App (5th) 120485 (Illinois Appellate Court applies "Each Occurrence Limit" instead of the "General Aggregate Limit" to bodily injury and property damage claims caused by an oil well explosion).